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Social Security Checkmate

01/27/2016 11:00 AM

When you’re deep into the game, there are only so many moves left on the board. If Social Security is to remain part of our retirement culture, it must change because of the immutable truth of the ...


Staying Engaged in the Market while Mitigating Risk

01/26/2016 11:00 AM

Some advisors call the S&P 500 Index the “poor investor’s portfolio,” meaning it’s easy to understand and relatively inexpensive to own. But even savvy and sophisticated investors buy the S&P 500 v...


Refinance Your Mortgage to Get Lower Interest Rates and Lower Payments in Orange County CA with Emortgage Capital NMLS ID:849167

01/26/2016 03:22 AM

Getting low interest rate refinance is made easeir with Emortgage Capital in Orange County California


Market Mayhem Sends Many to the Sidelines

01/25/2016 11:00 AM

Sometimes turbulent markets send gun-shy investors searching the sidelines for some shelter. On the sidelines, fixed interest rates products haven’t generated much of a return. Last year, the Fed b...


55% of Americans Still Unprepared for Retirement

01/23/2016 11:00 AM

Fidelity Investments recently released a report on retirement readiness. It cited 45 percent of Americans are ready and appear to be prepared to enjoy their golden years, up from 38 percent from 20...


Your Retirement Needs Guaranteed Income and Growth

01/22/2016 11:00 AM

If you have a diverse retirement portfolio it may include mutual funds, ETFs, REITs, oil and gas leasing partnerships as well as annuities. Each financial product line was developed and designed to...


Managing Your Tax Bill in Retirement

01/21/2016 11:00 AM

The typical view of retirement money management doesn't address the correlated tax impact on assets during retirement distribution. But with a little bit of planning with your tax consultant, you m...


3 Strikes & You’re Out

01/20/2016 04:00 AM

Seniors didn’t receive a Social Security a cost of living adjustment (COLA) this year, so benefits remain flat. Strike One. There was a glimmer of hope last year’s Fed hike in interest rates might ...


Insuring A Portion of Your Retirement Monies

01/19/2016 11:00 AM

There was a significant study to uncover the national psychological state of mind on retirement. The study focused on 6,000+ respondents ages 45 and older. It determined peace of mind during retire...


The Changing Face of Retirement

01/18/2016 11:00 AM

In 1964, Bob Dylan wrote a prophetic tune, The Times They Are A Changin’. Back then, a retiree had a pension, no mortgage and full Social Security benefits. The children of the ’60s are now in thei...


Start Paying Yourself First

01/16/2016 11:00 AM

For a growing number of Americans, Social Security benefits will not be enough for retirement. And according to the U.S. Government Accountability Office (GAO), 29 percent of American households ag...


The Right Stuff - Money Tips for 2016

01/15/2016 11:00 AM

There are some basic talking points you need to address in your initial conversation with your financial advisor. These points can be the framework in your decision-making process on what assets yo...


MissionIR News - International Stem Cell Corporation (ISCO) – Florey Clinical Service Agreement Expected to Deliver Results Later this Year

01/14/2016 08:00 PM


No. 1 Fear in Retirement: Running Out of Money - Money Tips for 2016

01/14/2016 11:00 AM

Jeanne Calment holds the Guinness Book of World Records for living the longest at 122 years, 164 days. Famous gerontologist Dr. Aubrey de Grey says the first person to live 150 years has already be...


The Retirement Red Zone - Money Tips 2016

01/13/2016 11:00 AM

The biggest money mistakes in retirement are in the last five years before retirement and the first five years after retirement. It’s the decade of wrong decisions, the decade of indecisions. It’s ...


Money Tips for 2016: Controlling Your Assets from the Grave

01/12/2016 11:00 AM

With the right legal documentation, you can dictate the disposition of your assets and bypass probate. With the right paperwork, you can target your beneficiaries and charities of choice with strin...


Money Tips for 2016: Beating the Tax Bracket Racket

01/11/2016 12:45 PM

In general, taxable income can be categorized into three basic areas: personal service, portfolio and passive. Certain adjustments can reduce your tax bill through tax deductions, exemptions and cr...


Seniors Taking Debt into Retirement

01/09/2016 03:00 PM

Sandwiched in between two generations, middle-class baby boomers find themselves paying the long-term care costs for parents and their children’s education. What little money is left is allocated t...


How to Develop Your Financial Profile

01/08/2016 11:00 AM

When people come into money from an inheritance, a jury reward, or just plain hard work, they rarely have the financial savvy to know what to do with it. But what’s really amazing is that many are ...


How to Develop Your Financial Profile

01/07/2016 09:59 PM

When people come into money from an inheritance, a jury reward, or just plain hard work, they rarely have the financial savvy to know what to do with it. But what’s really amazing is that many are ...