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Financial News

Misconceptions & Myths About Annuities Can Cause Confusion

08/03/2016 11:00 AM

Record 2014 annuity sales exceeding $235 billion aren’t enough to sway some investors. Overcoming common misconceptions about annuities’ validity, suitability and associated costs could unlock furt...


Choice of Retirement Adviser May Affect Options & Outcomes

08/02/2016 11:00 AM

Consumers seeking to maximize their financial resources in retirement are well served by selecting an adviser with essential skills that prioritize objectivity, customization and client interest.


Conflicting Info Contributes to Confusion About Annuities

08/01/2016 11:00 AM

Given the types, requirements and benefits of annuities, consumers are best served by informed and non-biased advisers to objectively decide if annuities are a fit for their retirement portfolios.


Managing Your RMDs May Save You Siignificant Taxes in Retirement

07/29/2016 11:00 AM

Here are a couple of considerations every senior should know about required minimum distributions or RMDs for short. RMDs are includable in the provisional income test to determine Social Security ...


A Deeper Dive into Obamacare Penalties

07/28/2016 11:00 AM

In this segment, industry expert Kathy Garza talks about hurdles employers face in terms of financial penalization under the ACA, and some of the reasons why employers offer coverage when it is oft...


Understanding the Levels of Coverage under Obamacare

07/27/2016 11:00 AM

The topic of affordability can be confusing with regards to employer-sponsored coverage, as well as affordability “safe harbors.” Applicable Large Employers (ALEs) need to protect themselves from p...


The Obamacare Employer Mandate

07/26/2016 11:00 AM

With regards to the Affordable Care Act (ACA), employer “size” refers to the number of full-time and “full-time-equivalent” employees employed within the company. This is vitally important for a fe...


Consumers Struggle to Grasp PPO, HMO & HSA Under Obamacare

07/25/2016 11:00 AM

The health insurance industry is chock full of acronyms very few consumers actually understand. Too often, consumers are too focused on bottom line costs while not fully understanding network termi...


Obamacare Update

07/24/2016 03:00 PM

On March 23, 2010, a landmark healthcare law was passed which would fundamentally change the health insurance market as we knew it, and would have a direct effect on almost all Americans. With a se...


The Mid Year Economic Update for 2016

07/23/2016 06:00 PM

The economy and terrorism are the two talking points in the presidential elections. But for most Americans, the economy is the number one concern. The U.S. debt is approaching 20 Trillion. The GDP ...


The Economic Election that Isn’t, but Should Be

07/22/2016 11:00 AM

No presidential candidate is addressing U.S. domestic obligations. The nation’s debt is almost $20 trillion and growing. Government programs like Social Security, Medicare and Medicaid are currentl...


Longevity Effects Products, Plans and Quality of Life

07/21/2016 11:00 AM

Living longer is having a rippling effect on the pricing of mortality products like life insurance (cheaper!) and lifetime annuity payouts (smaller!). Many retirement plans have not accounted for p...


America: Balance Sheet Bankruptcy

07/19/2016 11:00 AM

The U.S. debt is running hot and over-heating at $31, 558.21 per second based on the last 6 months and closed out 2015 with almost $18.8 trillion in the red according to the US National Debt Counte...


The Global Glut of Debt

07/18/2016 11:00 AM

The nations of the world continue to print money, expand their governments and obligate their taxpayers with debt they can’t repay. The world economy is so interconnected, that when the first domin...


Lessons Not Learned About Money

07/16/2016 11:00 AM

All the money spent on higher education and virtually nothing on money itself. Nothing on the value of your hard-earned dollar and its purchasing power. No education on the basics of budgeting. No ...


Plan Realistically for Retirement

07/15/2016 11:00 AM

There seems to be two schools of thought on investing for retirement. One tributary of thought promotes an anti-bond, pro-stock approach that keeps more money in the market. The other is a cautious...


Investing More Efficiently Could Affect Real Returns

07/14/2016 11:00 AM

Investing holistically means you have different time horizons for your investments, you have product diversification in your portfolio and you purchase low-cost, low-beta risk investment products t...


Get Your Student Loan Debt Documents Prepared In Illinois With National Student Aid Care

07/13/2016 06:42 PM

Get Your Student Loan Debt Documents Prepared Now With National Student Aid Care


Apply For Student Debt Consolidation in Colorado With Documentation Services From NSA Care

07/13/2016 06:28 PM

Apply For Student Debt Consolidation in Colorado With Documentation Services From NSA Care


National Student Aid Care Can Assist You With Student Loan Forgiveness In California

07/13/2016 05:20 PM

National Student Aid Care Can Assist You With Student Loan Forgiveness In California